What does investment mean to you?
The term “investment” can mean different things to different people. For you, it might mean “making my money grow” or “getting a decent income from my capital”. While these may seem like simple concepts, the current low interest rate environment could render the achievement of an investment return that
meets your expectations more challenging. Even in an economy with higher interest rates, such as those seen during the 1980s, the impact of tax and high inflation can also work against savers, combining to diminish the buying power of cash.
Regardless of the wider economic backdrop, generating good investment returns has never been simple.
Helping you achieve your goals With so many complex and uncertain variables out there with the potential to knock your investments off track and jeopardise your objectives, it’s wise to seek guidance from a qualified professional. That way, you’ll understand the “bigger picture” and have the best chance of achieving your investment objectives.
Before selecting an investment strategy or product to help you meet your goals, you’ll typically need to work through a number of preliminary steps. The idea of taking a slower and more considered approach is that it will help ensure the investments you select are the best suited to your personal situation.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
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